Business Owners With 5 To 100 Employees: Tired Of Rising Health Care Costs?

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Tuesday, 26 June 2018 07:00
By Dennis Wenrick

Business owners with 5 to 100 employees: Tired of rising health care costs? Switching to a self-funded plan may be easier than you think. It’s time to consider a quote from Wenrick Insurance Agency

Self-funded plans are more stable. Monthly payments are based on the health trends of your employees. And when health care costs are lower than expected, you get back a percentage of your funds. Control your health care costs with self-funded plan with top insurance companies.

Not long ago self-funded plans were only considered by larger companies. Then major insurance companies designed their self-funded plan with your smaller business in mind. It’s time you enjoyed these savings:

You could save up to 25 percent upfront

  • You could save long-term with the surplus sharing benefit
  • You could save on taxes and fees
  • You could save time on health care tracking and reporting

Typically, self-funding has been used by large companies to control benefits costs. Self-funding offers self-funding built for your smaller business.

It’s a win-win program! Your business can get money back in years when your medical costs are lower than anticipated. If medical costs are higher than anticipated, you’re protected with stop-loss insurance. Insurance company plan designs provide you with access to Aetna’s quality network and health and wellness benefits.

Rather than pre-funding the cost of insurance every month as with AHA plans, you fund a personalized maximum claim amount. When your claims are higher than this maximum amount … stop-loss insurance kicks in. And, when you renew your plan, 50% of any surplus at the end of the year is returned to you.

Wenrick Insurance Agency has helped small businesses to save costs for their plans as well as receiving surplus premium dollars from their self-funded plan. With self-funded we even have helped small businesses that could not afford medical plans for their employees, provided a medical plan program where most of their employees enrolled.

Given the cost and limited medical plans for individuals/families today, having an employer providing health insurance is major benefit.

Contact Dennis today to find out how self-funded medical plans will work for your business.

CALL OR EMAIL ME

800-431-7659
Dennis@Wenrickinsurance.Com

124 thoughts on “Business Owners With 5 To 100 Employees: Tired Of Rising Health Care Costs?”

  11. Donalddip

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    Balanset-1A: Innovative Mobile Balancer & Vibration Analyzer
    Professional Dynamic Balancing Solution
    Balanset-1A serves as an advanced solution for rotor balancing of rotors in their own bearings, manufactured by Estonian company Vibromera OU. The device offers professional equipment balancing at €1,751, which is 3-10 times more affordable than traditional vibration analyzers while preserving exceptional measurement accuracy. The system enables on-site balancing directly at the equipment’s operational location without requiring dismantling, which is critically important for preventing production downtime.
    About the Manufacturer
    Vibromera OU is an Estonian company focusing in the design and production of equipment for technical diagnostics of industrial equipment. The company is established in Estonia (registration number 14317077) and has representatives in Portugal.
    Contact Information:

    Official website: https://vibromera.eu/shop/2/

    Technical Specifications
    Detection Parameters
    Balanset-1A provides accurate measurements using a two-channel vibration analysis system. The device measures RMS vibration velocity in the range of 0-80 mm/s with an accuracy of ±(0.1 + 0.1?Vi) mm/s. The working frequency range is 5-550 Hz with possible extension to 1000 Hz. The system supports rotation frequency measurement from 250 to 90,000 RPM with phase angle determination accuracy of ±1 degree.
    Operating Principle
    The device utilizes phase-sensitive vibration measurement technology with MEMS accelerometers ADXL335 and laser tachometry. Two mono-directional accelerometers measure mechanical vibrations proportional to acceleration, while a laser tachometer generates pulse signals for computing rotational speed and phase angle. Digital signal processing includes FFT analysis for frequency analysis and proprietary algorithms for automatic calculation of corrective masses.
    Full Kit Package
    The standard Balanset-1A delivery includes:

    Measurement unit with USB interface – primary module with integrated preamplifiers, integrators, and ADC
    2 vibration sensors (accelerometers) with 4m cables (alternatively 10m)
    Optical sensor (laser tachometer) with 50-500mm measuring distance
    Magnetic stand for sensor mounting
    Electronic scales for precise measurement of corrective masses
    Software for Windows 7-11 (32/64-bit)
    Plastic transport case
    Complete set of cables and documentation

    Performance Capabilities
    Vibrometer Mode
    Balanset-1A functions as a complete vibration analyzer with abilities for measuring overall vibration level, FFT spectrum analysis up to 1000 Hz, determining amplitude and phase of the fundamental frequency (1x), and continuous data recording. The system offers display of time signals and spectral analysis for equipment condition diagnostics.
    Balancing Mode
    The device supports single-plane (static) and two-plane (dynamic) balancing with automatic calculation of correction masses and their installation angles. The unique influence coefficient saving function permits considerable acceleration of repeat balancing of identical equipment. A dedicated grinding wheel balancing mode uses the three-correction-weight method.
    Software
    The easy-to-use program interface delivers step-by-step guidance through the balancing process, making the device available to personnel without specific training. Key functions include:

    Automatic tolerance calculation per ISO 1940
    Polar diagrams for imbalance visualization
    Result archiving with report generation capability
    Metric and imperial system support
    Multilingual interface (English, German, French, Polish, Russian)

    Fields of Use and Equipment Types
    Industrial Equipment
    Balanset-1A is successfully employed for balancing fans (centrifugal, axial), pumps (hydraulic, centrifugal), turbines (steam, gas), centrifuges, compressors, and electric motors. In production facilities, the device is used for balancing grinding wheels, machine spindles, and drive shafts.
    Agricultural Machinery
    The device represents special value for agriculture, where reliable operation during season is vital. Balanset-1A is used for balancing combine threshing drums, shredders, mulchers, mowers, and augers. The possibility to balance on-site without equipment disassembly permits preventing costly downtime during critical harvest periods.
    Specialized Equipment
    The device is successfully used for balancing crushers of various types, turbochargers, drone propellers, and other high-speed equipment. The speed frequency range from 250 to 90,000 RPM covers virtually all types of industrial equipment.
    Advantages Over Competitors
    Economic Value
    At a price of €1,751, Balanset-1A offers the functionality of devices costing €10,000-25,000. The investment breaks even after preventing just 2-3 bearing failures. Cost reduction on third-party balancing specialist services amounts to thousands of euros annually.
    Ease of Use
    Unlike complicated vibration analyzers requiring months of training, mastering Balanset-1A takes 3-4 hours. The step-by-step guide in the software enables professional balancing by personnel without specific vibration diagnostics training.
    Portability and Autonomy
    The complete kit weighs only 4 kg, with power supplied through the laptop’s USB port. This allows balancing in outdoor conditions, at remote sites, and in difficult-access locations without separate power supply.
    Universal Application
    One device is adequate for balancing the most extensive spectrum of equipment – from small electric motors to large industrial fans and turbines. Support for one and dual-plane balancing covers all standard tasks.
    Real Application Results
    Drone Propeller Balancing
    A user achieved vibration reduction from 0.74 mm/s to 0.014 mm/s – a 50-fold improvement. This demonstrates the remarkable accuracy of the device even on small rotors.
    Shopping Center Ventilation Systems
    Engineers successfully balanced radial fans, achieving reduced energy consumption, removed excessive noise, and increased equipment lifespan. Energy savings paid for the device cost within several months.
    Agricultural Equipment
    Farmers note that Balanset-1A has become an indispensable tool preventing costly breakdowns during peak season. Reduced vibration of threshing drums led to reduced fuel consumption and bearing wear.
    Investment and Delivery Terms
    Current Prices

    Complete Balanset-1A Kit: €1,751
    OEM Kit (without case, stand, and scales): €1,561
    Special Offer: €50 discount for newsletter subscribers
    Bulk Discounts: up to 15% for orders of 4+ units

    Acquisition Options

    Official Website: vibromera.eu (recommended)
    eBay: certified sellers with 100% rating
    Industrial Distributors: through B2B channels

    Payment and Shipping Terms

    Payment Methods: PayPal, bank cards, bank transfer
    Shipping: 10-20 business days by international mail
    Shipping Cost: from $10 (economy) to $95 (express)
    Warranty: factory warranty
    Technical Support: included in price

    Final Assessment
    Balanset-1A constitutes an perfect solution for organizations striving to implement an efficient equipment balancing system without significant capital expenditure. The device makes accessible access to professional balancing, allowing small enterprises and service centers to provide services at the level of large industrial companies.
    The combination of affordable price, ease of use, and professional capabilities makes Balanset-1A an vital tool for modern technical maintenance. Investment in this device is an investment in equipment stability, reduced operating costs, and improved competitiveness of your enterprise.

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    Chicken Road: Real Player Feedback
    Chicken Road stands out as a gambling game with arcade vibes, attracting users with its easytograsp gameplay, high RTP (98%), and distinctive cashout system. We’ve gathered real player reviews to determine if it’s worth your time.

    Key Highlights According to Players
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    Pros
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    Disadvantages
    The gameplay may come across as monotonous
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    Slow or unresponsive customer support
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