Glossary
- Accelerated Death Benefits
- Accident
- Accidental Death Benefit
- Acquisition Costs
- Actual Cash Value (ACV)
- Actuary
- Additional Extended Coverage
- Additional Insured
- Adjuster
- Advance Premium
- Age Change
- Age Limits
- Age of Car (age group)
- Agency
- Agent
- All Physical Loss Form
- Annual Policy
- Annuitant
- Annuity
- Application
- Appraisal
- Approved
- Area
- Arson
- Assets
- Assignee
- Assignment
- Assurance-Insurance
- Binder
- Bodily Injury Benefit Coverage
- Bodily Injury Coverage
- Broad Form
- Broker
- Builder's Risk Insurance
- Burglary
- Business Insurance (Life)
- Cancellable Policy
- Cancellation
- Capital Sum/Principle Sum
- Carrier
- Cash Surrender Value
- Casualty Insurance
- Catastrophe Reincurance
- Chartered Life Underwriter (C.L.U.)
- Chartered Property and Casualty Underwriter (C.P.C.U.)
- Claim
- Claim Severity
- CLAIMANT
- Claims-Made Coverage
- Coinsurance Provision
- Collision Coverage
- Combined Single Limit
- Commercial Fire
- Common Disaster Clause
- Comprehensive Coverage (physical damage other than collision)
- Compulsory Insurance
- Concealment
- Contents
- Contingent Beneficiary
- Contract
- Contributory Negligence
- Coverage
- Damages
- Death Benefit
- Death Claim
- Declarations Page
- Decreasing Term Life Insruance
- Deductible
- Deferred Aunnuity
- Depreciation
- Direct Loss
- Disability Clause
- Dividends
- Domestic Carrier
- Double Indemnity
- Earned Premium
- Effective Date
- Endorsement
- Equipment Floater
- Estimated Premium
- Evidence of Insurability
- Excess and Surplus Lines Insurance
- Excess Liability Policy
- Exclusions
- Expense Ratio
- Expiration Date
- Exposure
- Extended Coverage
- Extended Term Insurance Option
- Face Amount
- Family Auto Insurance
- Final Expenses
- First Party Claim
- Fixed Benefit
- Flat Cancellation
- Floater
- Flood Exclusion
- Franchise Insurance
- Free Look
- Full Coverage
- Gap Insurance
- Garage Liability Insurance
- General Liability
- Grace Period
- Gross Negligence
- Gross Vehicle Weight (GVW)
- Group of Companies
- Hazard
- Health Maintenance Organization (HMO)
- Hold Harmless Agreement
- Homeowner's Policy
- Impaired Risks
- Indemnity
- Independent Adjuster
- Insurability
- Insurance Policy
- Insured
- Insurer
- Irrevocable Beneficiary
- Juvenile Insurance
- Key Man Insurance
- Lapse
- Liability
- Liability Coverage
- Liability Insurance
- License - Agent or Broker
- License - Company
- Life Expectancy
- Life Insurance
- Limit of Liability
- Loss
- Loss of Use
- Loss Payable Clause
- Loss Payee/ Lien Holder
- Loss Ratio
- Medical Payments
- Minimum Premium
- Mortgage Clause
- Mortgage Insurance
- Multi-Car Discount
- Multiple Line
- Mutual Insurance Companies
- MVR- Motor Vehicle Record
- Named Driver Exculsion
- Named Insured
- Named Perils Coverage
- Negligence
- Non-Owned Automobile
- Non-Renewal
- Nonstandard Auto (High Risk Auto or Substandard Auto)
- Occupancy
- Occupational Hazard
- Occurence
- Occurence Coverage
- Omnibus Clause
- Original Age
- Owner
- Paid-Up
- Paid-Up Additions
- Partial Disability
- Peril
- Persistency
- Personal Auto Policy (PAP)
- Personal Injury
- Personal Injury Protection (PIP)
- Personal Property
- Physical Hazard
- Policies-In-Force
- Policy
- Policy Fee
- Policy Holder
- Policy Loan (Life)
- Policy Period
- Pre-Existing Condition
- Preferred Risk
- Premises
- Premium
- Premium Earned
- Premium Unearned
- Premiums-In-Force
- Primary Beneficiary
- Primary Policy
- Pro Rata Cancellation
- Proceeds
- Property Damage
- Property Damage Coverage
- Property Insurance
- Provisions
- Proximate Cause
- Qualifying Event
- Rate
- Rated Policy
- Rating Territory
- Re-entry Option
- Real Property
- Refund
- Reinstatement
- Renewal Policy
- Rental Reimbursement Coverage
- Renters Insurance
- Rents or Rental Value
- Replacement Cost
- Residual Benefit
- Return Premium
- Rider
- Risk
- Schedule
- Secondary Beneficiary
- Short Term Cancellation
- Single Interest Insurance
- Special Class
- Standard Provisions
- Standard Risk
- Stock Company
- Subrogation
- Substandard Risk
- Surcharge
- Surrender Charges
- Term
- Term Insurance
- Termination
- Third Party Claim
- Tort
- Total Disability
- Total Loss
- Towing and Labor Coverage
- Umbrella Policy
- Underlying Coverage
- Underwriter
- Unearned Premium
- Uninsured Motorist Coverage
- Uninsured/Underinsured Motorist (UM/UIM) Coverage
- Universal Life Insurance
- Unreported Claims
- Usage
- Usual and Customary Fees
- Vacancy Provision
- Variable Annuity
- Variable Life Insurance
- Viator
- VIN (Vehicle Identification Number)
- Whole Life Insurance
- Worker's Compensation