Motorcycle Insurance for Every Florida Lifestyle


Wenrick Insurance Agency: Motorcycle Insurance for An Incomparable Two-Wheeled Experience

If you’re a motorcycle enthusiast in the sunshine state, you know you need insurance regardless of where you are cruising. You also know the call of the open road along Florida’s Gulf Coast is like no other. From salt-touched breezes of Tampa Bay, to sun-drenched blue skies that stretch on forever, the Gulfshores offer an incomparable motorcycle experience.

At Wenrick Insurance, we can obtain coverage on a complete range of motorcycle types—from street cycles and Harley Davidson HOGs, to traditional cruisers and touring bikes, to dirt bikes and ATVs. Whatever your two-wheel proclivities, we have a passion for helping you find comprehensive moto coverage at competitive rates.

motorcycle insurance Florida

What Does Motorcycle Insurance Cover?

Motorcycle insurance offers coverages similar to auto insurance policies, including:

Motorcycle Insurance Liability Coverage

Liability coverage for a motorcycle serves the same purpose as car liability coverage; it provides financial reimbursement to other motorists and passengers in the event you’re judged legally liable for an accident while riding your motorcycle.

Motorcycle Insurance Medical & Bodily Injury Coverage

Medical and bodily injury coverage reimburses you, as the motorcycle rider, for injuries you sustain in an accident.

Motorcycle Insurance Property Damage

This kind of coverage reimburses you for damage to your motorcycle caused by an accident. This coverage type frequently include damage to protective gear. Property damage coverage will also reimburse you if the vehicle is a total loss.

Motorcycle Insurance Comprehensive Coverage

Comprehensive coverage reimburses you for theft, fire, vandalism and other types of losses to your bike. Comprehensive insurance even covers your motorcycle while you have it stored away during cooler weather.

Motorcycle Insurance Custom Parts & Equipment Coverage

If you’re into customizing your ride, tinkering with it and upgrading it to suit your individual style and personality, custom parts and equipment coverage is a must. This kind of coverage reimburses you for damage and losses to your customizations. Like any other coverage type, the amount of reimbursement will depend on the amount of coverage, which typically ranges from between $3,000 and $10,000.

Uninsured/Underinsured Motorist Coverage

This type of coverage protects you in case you’re involved in an accident on your motorcycle wherein the other driver has no insurance or inadequate coverage.

Motorcycle Insurance Roadside Assistance

Roadside assistance can be a godsend if your stranded, your bike breaks down or you need a tow out on the highway. It can even help you out if your motorcycle ends up in any of these situation:

  • Dead battery
  • Flat tire
  • Lost key
  • Low fluid
  • Bike is stuck within 100 ft. of roadway

Motorcycle Insurance Trip Interruption Coverage

If you should need to unexpectedly cancel or postpone a planned trip due to a mechanical breakdown, collision, or comprehensive claim, trip interruption coverage reimburses you for non-refundable costs associated with your change of plans. If your protected with this kind of coverage, your insurance may be able to cover:

  • Lodging
  • Alternative Transportation
  • Food

Discounted Motorcycle Insurance with Multiple Wenrick Insurance Policies

If you purchase motorcycle insurance coverage through one of our major carriers, there’s a good chance you’ll be eligible for discounted rates if you already have other policies through Wenrick Insurance. Whether you’re already a Wenrick Insurance Agency policyholder or not, ask us about motorcycle insurance multiple-policy discounts.

For a Local Motorcycle Insurance Quote, Call Wenrick Insurance Agency

Wherever you cruise on your two-wheeled adventure-maker, comprehensive motorcycle insurance from Wenrick Insurance Agency will help keep you protected out on the open road. If you’re shopping for motorcycle insurance in Florida, we’d love to hear from you! As an independent insurance agency in Destin, FL, we partner with numerous motorcycle insurance carriers; our agents can do the shopping around for you!

We’ll answer all your questions about motorcycle insurance and help you make informed coverage decisions. Call us and we'll get you covered! For a motorcycle insurance quote, call Wenrick Insurance Agency today at (800)431-7659. Or for an online motorcycle insurance quote, just fill out the form on this page.

Wenrick Insurance Agency: We bring clarity to your insurance needs